The final entry in The Tallow Series picks up shortly after Rosemary ends. Memorial Day weekend is a time for reflection and celebration. Believing the legend is over and the mystery solved, our heroes take a moment to relax and celebrate. They can finally start living again. What can they do to move forward? Aren't they finally safe? The legend, after all, is dead. Isn't it?

Unfortunately, the events in Book 2 unearthed long-forgotten secrets. Similar to Rosemary, Time to Pay jumps between past and present, showing what someone will do for love. And loss.