Retirement has changed! Those who retire in 2020 and beyond are living longer than previous generations. A generation with fewer seniors receiving company pensions and the first generation in a century without a retirement age enacted by the government.

While the absence of mandatory retirement may seem like an advantage, those facing health issues may be compelled to continue working. Will the social systems be there to help those who need help?

More seniors today, have dependent children living at home. Many have lost their retirement nest eggs, because of a faltering stock market.

Don't Worry RETIRE Happy! is your guide to planning a retirement that suits your needs and goals.

There are more choices open to mature and aging adults than ever before. There are more variables and more need than ever to have a plan. A happy retirement does not happen by coincidence. It requires a plan. Living with intention and passion can enable retirees to live many fulfilling years.

Do you know what you really want? Do you have a plan? Do you have a contingency plan? Retirement Coach Kristi Nielsen has worked with many people as they face the decisions necessary as they reach this life transition. Transition can be stressful. Learning some techniques for dealing with this transition, can be make it easier.

This book is suitable for anyone considering early retirement, facing the need to continue to work much longer than you planned or those transitioning from one life stage to another, no matter what your challenges are. The strategies discussed in this book will work for anyone facing decisions and transition.

Enjoy the retirement you deserve. You have worked for years to achieve this goal. What does the ideal retirement look like for you? Are there hurdles that make your goals seem unattainable? This is a big life transition. It is not uncommon to feel overwhelmed. What you really want is probably easier to attain than you may think.