Mathematician Sinclair Dane sponsors the contest, seeking money for a safety net for her troubled mother. She does not have a billion dollars to pay a winner. Risking her reputation and possible legal charges for fraud, she pins her hopes on the astronomical odds against anyone picking all the winners.

Math professor Lewis Cusac uses the basketball contest to teach remedial math to college students, two of whom are playing in the tournament. He enters the contest and finds himself having selected all the winners with only three games remaining. He also gets a call from the NCAA investigators for suspicion of trying to fix the outcomes of games.

Add to the mix a retired casino operator, a group of twenty-something social media wizards, and professional basketball's next megastar.

As the contest goes global, the story races to an ending that will surprise the reader.