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Artikel-Nr. 23828589

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  • Unknown Author
  • President Clinton's Community Reinvestment Act Reform Initiative and Enforcement of Federal Fair Lending Laws: Subcommittee on Consumer Credit and Ins 

    Dieser Artikel gilt, aufgrund seiner Grösse, beim Versand als 3 Artikel!

    Lieferstatus:   i.d.R. innert 7-14 Tagen versandfertig
    Genre:  Lexika / Nachschlagewerke 
    ISBN:  9780332151052 
    Verlag:  Forgotten Books 
    Einband:  Gebunden  
    Sprache:  English  
    Dimensionen:  H 229 mm / B 152 mm / D 24 mm 
    Gewicht:  662 gr 
    Seiten:  380 
    Zus. Info:  78:B&W 6 x 9 in or 229 x 152 mm Blue Cloth w/Jacket on White w/Gloss Lam 
    Bewertung: Titel bewerten / Meinung schreiben
    Excerpt from President Clinton's Community Reinvestment Act Reform Initiative and Enforcement of Federal Fair Lending Laws: Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs House of Representatives

    This morning the subcommittee holds an important hearing on the enforcement of the Community Reinvestment Act and the fair lending laws. These laws have been on the books for close to two decades or more, yet as well intended and well written as the are, discrimination and disinvestment continue to be an ongoing act of life in communities across the country. These twin wrongs have caused a tragic loss of hope in affected communities and represent a daily embarrassment to our Nation.

    The facts are grim. The Home Mortgage Disclosure Act data demonstrates that minorities are rejected two to three times as often as whites with the same income when they apply for a loan. Even correcting for variables such as debt-to-income ratios and credit histories, minorities are still rejected 60 percent more than whites. According to the Federal Reserve Bank of Boston, the dis parity between whites and blacks can only have one explanation: Discrimination.

    About the Publisher

    Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at

    This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.


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